Permanent health insurance is a form of long term income protection cover. A permanent health policy pays out a tax-free monthly cas sum directly to you if you are unable to work for a prolonged period due to sickness or injury.
Permanent health insurance is available whether you are employed or self-employed and can provide financial protection right up to th day you retire.
Peace of mind knowing if you be unable to work due to illness or injury your income is protected.
Monthly tax free payments of up to 65% of your gross earnings paid direct.
Level and length of cover can be tailored to your specific requirements.
Multiple claims can be made over the policy term
Protection whether employed or self employed.
If you are looking for permanent health insurance but are a little unsure and need some guidance and a bit more information then let us help, don't worry there is no fee for this service.
Call 0800 612 7897, email us or click below and submit your details.
Set a deferred period which aligns with any occupational sick pay you may receive.
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Guaranteed premiums may well work out cheaper for longer term policies.
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Be sure to choose the occupation definition which best suits your needs.
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Option to include indexation which ensures
your cover rises in line with inflation.
When looking to buy any personal insurance it is vital to do your research to understand your options or let an expert do the leg work for you.
When looking for permanent health insurance it is important to recognise the differences between a permanent health policy and accident, sickness and unemployment policies. Permanent health provides long term cover for a proportion of your income should you be rendered unable to work due to illness or injury.
Accident, sickness and unemployment provides short term cover for a specific debt if you are unable to earn an income due to accident, sickness or unemployment.