Income Protection Quote

The older you are the more expensive the premiums will be due to the increasing risk with age of suffering an illness rendering you unable to work for a prolonged period.

Due to the health risks associated with smoking, if you have smoked tobacco in the past 12 months the income protection quote will have inflated premiums to take account of the increased likelihood of suffering an illness and having to claim on the policy.

The monthly benefit is the monthly tax free cash you would receive in the event of a claim. Increasing the monthly benefit will see an increase in the protection quotes.

The older you wish to quote the age cover ceases the more expensive the policy premiums will be. When quoting the providers take into account the increasing risk with age of suffering an illness leaving you unfit to work for a considerable length of time.

For an income protection quote you will be required to select a deferred period, tending to be anywhere from 4 weeks to 52 weeks.

Indexation option sees the the level of cover quoted today increase inline with the retail price index (RPI) throughout the term of the policy. Including indexation ensures your level of cover rises over time with inflation and you can expect to pay a little extra for this benefit.