Health Insurance Quotes
Health
Insurance Quotes
Health insurance or private medical insurance is designed to allow you to receive treatment privately, avoiding delays through the NHS
which ensures you receive the best possible care when you need it.
Fill in your requirements and receive personal health insurance quotes comparing all market leading insurers.
Health Insurance
Life Insurance
Income Protection
Critical Illness Cover
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Prompt diagnosis and treatment bypassing
the NHS waiting lists. |
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Round the clock visiting hours. |
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You choose where you receive treatment
and who treats you. |
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Treatment in the highest standard hospitals throughout the UK.
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Quote Factors
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Age
The older you are the more expensive the comparison quotes will be due to the increasing risk with age of suffering an acute illness and requiring treatment.
Smoker
Due to the health risks associated with smoking, if you have smoked tobacco in the past 12 months the health insurance comparison quotes will have inflated premiums to take account of the increased likelihood of requiring treatment.
Changing the type of plan
Health plans range from a very basic level covering inpatient treatment only to a comprehensive level covering all inpatient and outpatient treatment including many alternative medicines. The level of cover you choose will be reflected in the quotes, the more comprehensive the cover you choose the more expensive the quotes will be.
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Changing the hospital list
The greater the range of hospitals you would like to be able to receive treatment in the more expensive the individual comparison quotes will be. Many insurers provide individual quotes one including and excluding London hospitals.
Including an excess
Opting for an excess will see a reduction in the price of the health insurance comparison quotes. The greater the excess you choose the lower the quotes will be. Generally excesses can range from as little as £50 up to £1,000.
Choosing six week wait option
By choosing the six week wait option in your quotes you agree to receive treatment via the NHS if the waiting list is less than six weeks, if the waiting list is greater than six weeks you will receive treatment privately straight away.
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By including the six week wait option you are reducing the cover provided by the health insurer, you will see a reduction in the premiums in your comparison quotes.
Adding family members
Individual health insurance provides cover for yourself only, because individual cover protects only you the individual health insurance will be cheaper than buying a family health plan. Buying a family health policy allows you to cover your spouse and children under the same policy. On a family health insurance plan children can be covered up to the age of 23 if still in full time education. As well as individual quotes and family health quotes you can opt for couple cover which will protect yourself and your spouse. If you would like quotes for couple cover or family health insurance you must fill out the additional fields at the end of the quote engine.
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